Type of property mortgage:
India is known for its rich and traditional culture with gold being an irreplaceable element, be it a festive occasion, wedding ceremony or celebrations.
Gold has been passed down from generation to generation with great sentimental value.
Being an organization into the business of building trusted relations, We at Dhanvarsha understand our customers and their business and personal goals.
Introducing Dhanvarsha GOLD Loans. Meet your financial needs with your own gold!
Set aside the fears and let’s make life simpler.
Loan up to 25 lakhs, to fulfill all your financial requirements.
In-house evaluation of your gold, for accurate assessment of KT
Assured safety of your gold ornaments with strong rooms featuring world-class security protocols, for your peace of mind.
No charges on part-prepayment or foreclosure
Wide range of repayment options.
INR 3,000/- to INR 25,00,000/-
Upto 12 months or per Terms & Conditions of the selected scheme.
Interest Repayment will be as per selected scheme and Principal repayment at end of tenure / as per selected scheme.
As per the selected scheme.
LTV shall be maximum upto 75% of the previous 30 days average closing price of 22 KT Gold as declared by IBJA (India Bullion Jewelers Association Ltd)
Quick loan disbursal
Pre-payment option-without any penalty
In-house gold evaluation
Best customer service with a shorter response time
Safe custody for gold ornaments
Any Indian National
Age: Minimum 21 years – Maximum 70 years at maturity
Only Basic KYC (Identity Proof & Local Address Proof) required for loan amount up to 10Lakhs.
Income Documents / Banking required for Loan amount above 10 Lakhs.
PAN card / Form 60 is mandatory for Loan amounts above INR 50,000/- and for cash repayment receipts INR 50,000/- and above.
Eligible Loan Amount: Depends on Fineness and purity of Gold ornaments.